Start where you are.
Build everything else.

We don't get paid when you take on more debt. Krepis's AI coach serves you β€” not a referral marketplace.

No bank connection required. No credit pull. No data sold.

Your financial situation isn't your fault. Your tools were working against you.

Most apps need you in debt to survive. We need you out of it.

Four free tools

Know your numbers. All of them.

Simple pricing

2,500 spots. Then this price is gone.

Lock in $8.99/mo now. When spots fill, everyone else pays $11.99. And when Phase 2 launches β€” founding members get in first, at a lower rate. You pay less. You get there first. That advantage is permanent.

Free tier

No credit card required

$0
  • All four free tools
  • 10 coach messages per month
  • 20 spending transactions per month
  • Debt-Free Date Calculator
  • Freedom Number tracker
  • Financial Reputation Score
Or start free. No credit card. No excuse.
Only 2,500 spots β€” grandfathered permanently

Founding Member

$8.99/mo
$79.99/yrAnnual saves $27.89
  • Everything in free
  • Unlimited spending tracking
  • Unlimited coach with memory
  • All Lanes 1–4
  • Monthly FRS recalculation
  • Accountability Partner

Price moves to $11.99/mo when founding spots fill

Standard

Β 

$11.99/mo
$99.99/yr

Available after founding spots fill

β€”

Not sure where to start?

Four questions. We'll find your lane.

Answer four quick questions and your coach routes you to the financial lane that fits your situation right now. Takes under a minute.

Find My Starting Point β†’